year-end reminders · IRA deduction limits · Roth IRA amount. However, the real world isn’t usually that simple. You may only have a limited amount of money and you may have retirement savings at work. As long as you’re still working, there is no age limit to contribute to a traditional IRA.
With Roth IRAs, you can make contributions at any age, as long as your earned income is within the permitted income limits. If you’re not sure how much you can contribute, use our calculator.